What Is a Wind Mitigation Inspection?
A Wind Mitigation Inspection is a focused evaluation of the specific construction features of your home that determine how well it will perform in high winds and hurricane conditions. The resulting report — submitted directly to your insurance carrier — documents the wind-resistant features your home already has in place.
For Louisiana homeowners who already pay some of the highest insurance premiums in the country, a Wind Mitigation Inspection is one of the most financially impactful inspections available. Many homeowners discover their home qualifies for credits and discounts they had no idea were available — and the inspection report is what unlocks those savings with the insurance company.
The Five Features We Evaluate
Every Wind Mitigation Inspection documents your home's construction across these five hurricane-resistance categories — the same features insurance carriers use to calculate wind premium discounts.
Roof Covering
Material type, age, and whether the covering meets current Louisiana building code standards for high-wind regions.
Roof Deck Attachment
The fastener type, size, and spacing used to attach the roof deck to the trusses or rafters underneath the covering.
Roof-to-Wall Connections
How the roof structure is anchored to the walls — including hurricane straps, clips, and toe-nailed connections.
Opening Protection
Whether windows, doors, garage doors, and skylights are protected with impact-rated glazing or approved storm shutters.
Roof Geometry
The shape of the roof — hip, gable, or other configurations — and how that geometry performs against high-wind events.
Why Marc Orgeron
Marc Orgeron is a licensed Louisiana Wind Mitigation Inspector — credentialed by the LSU Construction Codes Council under license number U01072 — and an active participant in the Louisiana Wind Mitigation Task Force. Wind Mitigation Inspections are not a side service at 21st Century Home Inspections. They are a primary specialty.
Marc brings the same disciplined approach to every Wind Mitigation Inspection that he brings to every general home inspection — using state-of-the-art digital reporting software and his Bluetooth dictation system to capture every feature of your home in real time, exactly as it exists, with photo documentation that meets every requirement insurance carriers expect.
- Louisiana Licensed Wind Mitigation Inspector — LSUCCC #U01072
- Active member of the Louisiana Wind Mitigation Task Force
- Reports prepared using state-of-the-art digital inspection software
- Photo-documented findings submitted directly to your insurance carrier
- Serving all parishes throughout Greater New Orleans
How the Inspection Works
From your first phone call to the inspection report being delivered to your insurance carrier — here's exactly what to expect.
Schedule
Call or text Marc directly at 504-494-2418. We'll set a time that works for your schedule and confirm the property address and access details.
Inspect
Marc arrives on-site and evaluates each of the five wind mitigation categories — documenting roof, attic, openings, and exterior features with photographs and measurements.
Document
Findings are recorded using digital inspection software and Marc's Bluetooth dictation system — capturing every detail accurately as the inspection unfolds.
Deliver
The completed Wind Mitigation report is delivered digitally — formatted for direct submission to your insurance carrier and easy to share with your agent.
Wind Mitigation FAQ
Will every home qualify for an insurance discount?
Not every home qualifies for credits in every category — but most Louisiana homes qualify for at least some level of wind mitigation credit. The only way to know what your home qualifies for is to have the inspection performed and submit the report to your insurance carrier.
Does my insurance company require a Wind Mitigation Inspection?
Some Louisiana insurance carriers require a Wind Mitigation Inspection at the time of a new policy or renewal — particularly in coastal parishes. Others simply offer credits to homeowners who voluntarily submit a report. Either way, the inspection benefits the homeowner financially.
How long does the inspection take?
A typical Wind Mitigation Inspection takes one to two hours depending on the size of the home, accessibility of the attic, and the construction details that need to be documented. Marc works efficiently while making sure every category is captured accurately.
Do I need to be home during the inspection?
It is helpful but not always required. Marc needs interior access to evaluate the attic and roof-to-wall connections, but if you cannot be on site, we can coordinate access through a real estate agent, family member, or lockbox.
Can I combine a Wind Mitigation Inspection with other inspections?
Yes. Many homeowners and home buyers combine the Wind Mitigation Inspection with a Pre-Purchase Inspection, FORTIFIED Roof Evaluation, or Four Point Inspection. Bundling reduces overall inspection time and is a smart approach for older homes or coastal properties.
Ready to Schedule Your Wind Mitigation Inspection?
Call or text Marc directly — serving all of Greater New Orleans and surrounding parishes.
📞 Office: 504-494-2418 | 📱 Cell: 504-554-4142
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